Insurance is a precaution against a possible unwanted outcome: in life and in business, it's a way of managing risk and keeping things on the move. We use insurance to protect against the possibility of loss, usually financial. When we buy insurance, we transfer our risk to someone else in exchange for a payment or premium. Then, if we suffer a loss, insurance puts us back into a position pre-claim (reinstatement).
One of the famous Georgian insurance companies Aldagi BCI offers its clients insurance of their flat, house or summer-cottage no matter their style, size or design. Aldagi BCI has variety of products of insurance that can satisfy individual interests of every kind of homeowner, who can choose conformable program among those: “My flat”, “New flat”, “My garden”, “The wooden house” or “The old house”. Additionally, Aldagi BCI has recently refreshed those products to make it more convenient for its clients.
As the retail insurance department director Nutsa Koguashvili explained, one of the most important change refers to the product “New Flat”which is created for homeowners whose flat is built after 1998. “The amazing thing about this new product is that you can insure 1square meter for 1 $”-said Nutsa Koguashvili. You can insure not only a flat but also plural repair, and you are free to establish limits; you can do that in 15 minutes, without any preliminary inspection. After insuring your home, it’ll be safe from fire, earthquakes and other natural deserters, as well as from burgling or stealing.
You are also offered to insure anything that is inside the house including furniture, electronics, mobile phones, note books and even your clothes. Those things will be in safe not only in the insured area, but outside it too. So, you no longer will have to be afraid of stealing your notebook or mobile phone even in the street. One good thing about it also is that you won’t have to make a list of things you want to insure, as it used to be in the past. Now you can just estimate your furniture in a reasonable prize and avoid wasting your time and unpleasantness that is connected with exposing your property.
Company gives its clients a wonderful opportunity to insure their furniture even when it’s not bought yet-you insure things that you want to buy in advance and it’ll avoid the risk of damaging your furniture during removal: even when it’s coming from abroad. One thing you should do is to represent invoices of furniture you’ve bought.
The other remarkable thing about this new product is that Aldagi BCI has established business partnership with real estate agencies, among which is real estate company makler.ge. This relationship offers a wonderful opportunity to insure a newly bought house or flat straight in the real estate company, without wasting time: a representative of Aldagi BCI in makler.ge will explain to you the process of insuring, and it’ll be done in 15 minutes.
Another product of Aldagi BCI is for homeowners whose flats were built after 1950. This includes a standard process of insurance, but new thing here is that homeowners no longer have to take photos of things inside the house, which they would like to insure. As for the houses that are located in the old, historical districts of Tbilisi and were built in 18th century, they also can be insured with the program “Old town”.
If you want to insure houses and summer cottages, you can buy “My garden”-a product that refers to houses built with brick or stone. “Villa or summer cottage is a place where you spend summer or winter holidays and it’s not less important then a flat. If insuring a house that wasn’t dwelled more than a year was impossible in the past, now Aldagi BCI gives its clients such an opportunity. So, you can fell safe for your summer cottage even when you don’t spend most of your time there”-said Nuca Koguashvili.
The product “Wooden house” is also new one and refers to old, wooden houses, which were impossible to insure in the past because of the high risk of fire. You can now insure your wooden house, but it’ll be a little expensive.
So, insurance company Aldagi BCI gives you a wonderful opportunity not only to insure your flat, house, summer cottage but also avoid a risk of spoiling a decoration of your house; insurance will give you a feeling of calmness about your furniture, electronics and all your belongings; you can even feel safe from your neighbors’ inattentiveness: if they pour down a water, a corresponding insurance will cover all expenses.